Equity
From private equity funds, family offices and strategic investors.
DEBT & EQUITY
Equity and debt raising for Israeli companies
SBC helps Israeli companies raise equity and debt, from preparing the file to signing. We decide with you between equity and debt, build the narrative, the deck, the model and the data room, and approach the right private equity funds, institutions, family offices and non bank lenders in a competitive process. Our fee depends on the scope of the work.
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The right capital structure is a decision before it is a transaction: equity dilutes, debt must be repaid, and every layer in between has its own price. We help you choose, then we run the process.
What we raise
Senior debt
From institutions and non bank lenders, alongside or instead of the bank.
Mezzanine
A layer between senior debt and equity, for growth or acquisitions.
Private credit
Flexible structures from credit funds, where banks are limited.
Venture debt
Debt for venture backed growth companies, usually alongside an equity round.
Refinancing
Replacing existing debt with a structure that fits where the company is today.
Equity or debt
Debt suits a company with stable cash flow that can service it; equity suits growth that cash flow cannot yet carry. Many companies combine both. The answer starts with the numbers, and our credit capacity calculator gives a first indication.
How we work with you
Diagnosis
Goals, numbers and the capital structure that fits them.
Documents
Narrative, deck, financial model and data room.
Submission and competition
A targeted approach to the investors and lenders that fit the company.
Negotiation and closing
Term sheet, due diligence and the final agreements.
Support after closing
Reporting, covenants and the next round.
What we need from you
- Financial statements and current management accounts
- A business plan or forecast
- The existing debt and its terms
- The amount and the purpose of the raise
- A deck, if you have one
Calculator
How much credit can your business raise? A DSCR calculator
This SBC calculator estimates how much additional debt a business can carry, from its operating profit, its existing payments and the debt service coverage ratio you set. It turns the free payment capacity into a loan range at an assumed rate and term. The range is indicative only: each lender reads the business by its own rules.
An indication only, not an offer and not a commitment. Actual terms are set by the lender, based on the full file.
Principal and interest of all existing loans and facilities, per year.
How many shekels of operating profit there are for each shekel of yearly debt payments. Each lender sets its own threshold, by business and deal.
An assumption to test, not a rate we offer.
The result
- Indicative range
- ₪4.44M to ₪6.96M
- Mid range
- ₪5,822,286
- Monthly payment that fits
- ₪116,667
- Coverage today
- 4.17
Indicative range: ₪4.44M to ₪6.96M. Monthly payment that fits: ₪116,667.
Operating profit divided by 1.25 gives the yearly payment the business can carry. Existing payments come off, and the rest becomes a loan amount at the rate and term. The range moves with how conservative the lender is.
Conservative: ₪4,436,027, Middle: ₪5,822,286, Flexible: ₪6,956,498.
Questions and answers
What is the difference between raising equity and raising debt?
Equity investors buy a share of the company and share its risk; lenders are repaid with interest and do not take ownership. The right mix depends on cash flow, growth and how much dilution the owners accept.
What is mezzanine financing?
A layer of financing between senior debt and equity. It costs more than senior debt because it is repaid after it, and it is often used for growth or acquisitions.
How much does the advisory cost?
Our fee depends on the scope of the work, with its structure agreed in advance.
Is a successful raise guaranteed?
No. Investors and lenders make their own decisions. What we do is prepare the company properly and bring it to the right parties.
Want to check this on your own numbers?
A first conversation and an initial review, at no cost. Our fee depends on the scope of the work.
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